We’re almost half way through the year and that can only mean one thing – tax time!

You’ve probably already started mentally spending your tax money but before you race out and spend it all, consider using the money in a way that will benefit you in the long term.

When you have extra money, it is so easy to spend it in the blink of an eye. You’ve probably seen the meme’s on facebook – “I either blow through $500 in 5 minutes or make $1 last 10 days”. Year after year I wasted away my tax return without realising – sure, I get a few things that I need, but it often just disappears on random little things that add up very quickly.

I was stuck for so long working a mundane office job, dreaming of how one day my life was going to change and how I was FINALLY going to enjoy going to work, I was going to help change people’s lives, I was going to prove to everyone who doubted me that I have what it takes to succeed.

Only, it took me 5 years to make that change.

For 5 years I went back and forth looking at courses but never committing. I never quite had enough money to do the course because I thought other things were more important – I prioritised having fun in the moment (or what I thought was fun) instead of trying to make my future better.

It was only when I had my son and my maternity leave was coming to an end that it really fell into perspective – I was going to have to put my son into full time care to go back to a job where I was miserable. Sure, I had good days at work and the people were great as well but was it worth leaving my child for? Definitely not.

So I took the leap – thankfully, I had just received my tax return and I put that money towards my course at HPC. I spent my days with my son and my evenings in class so that when I finally had to go back to work, I would feel like I was going back to make a difference.

And you know what? It was the best decision I made. I ended up going back to work for about a month before a job came up at HPC. I now work full time on the admin team and while I’m only training the odd person on the side, I get to help them become a healthier version of themselves. I also get to be a part of our students journey – seeing them all come to life throughout the course and then seeing where they go from there and watching them succeed as well. On top of that, I am in the process of launching another side business as well.

When I think about how much my life has changed since I enrolled into the course, I cannot believe it – there has been so much that has happened in the last two years but imagine if I took that leap 5 years earlier when I first started thinking about it.

So often we dream of creating a future we are excited about, only to be halted by the dollar signs in front of it…

If it’s money that is holding you back from studying, tax season is the perfect time to take that leap and invest back in yourself.

Don’t waste your tax return! Use it to invest in YOU and shape your future. Whether it be for personal knowledge or to help your family, maybe a career change is on the horizon…..tax time is a great time to make that change and really think about what you want.

“An investment in knowledge pays the best interest” Benjamin Franklin.

Author: Jaz Greer – HPC Team

Saturday 23rd February

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